Get the financial support you need quickly and easily.
Our loan application process is simple and straightforward, allowing you to access funds in as little as 1 hour, Monday to Sunday. Apply today and experience the MCO Penny difference.
1000
+
Satisfied Customer
100
M+
SUCCESSFULLY DISBURSED
1
+
Public Sectors Serviced
Requirements
01
Completed Loan Application
Duly completed and signed Loan Application Form
02
Recent Payslip Verification
Most recent payslip (less than 30 days old)
03
Valid Means of Identification
Valid Means of Identification (National Identity Number, NIN)
04
Passport Photo Submission
Recent Passport Photographs (2 copies)
Frequently asked questions
Frequently asked questions
Find answers to commonly asked questions below. If you don’t see your question answered, please don’t hesitate to contact us.
1. What makes MCO Penny different from other loan providers?
We are created to serve the unique financial needs of Nigerian civil servants. We understand the challenges you face and offer tailored loan products, quick approval times (as fast as 1 hour), and no days off. Apply and get funded even on Sunday.
2. What types of civil servants do you serve?
We serve a wide range of civil servants across Nigeria, including those working in Federal MDAs, Tertiary Institutions (Universities, Polytechnics, Colleges of Education), the Nigerian Correctional Service, and Uniformed Officers. We also cater to staff of SMEs and Medium Enterprises. If you're a public sector employee, we likely have a loan solution for you.
3. How do I know MCO Penny is a reputable lender?
MCO Penny Limited is a registered and licensed financial services provider with "RN: 1807369". We adhere to all regulatory guidelines and are committed to transparent and ethical lending practices. Our focus is on building trust with our clients and providing reliable financial services you can depend on.
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